Fixed Rates
Fixed rates are currently available in either a 30 year fixed rate program or 15 year fixed rate prgram. Both or these programs required the borrower to make equal monthly payments over the duration.

ARM's
Also referred to as a variable rate mortgage or an adjustable mortgage loan, an Adjustable Rate Mortgage (ARM) is a mortgage loan that is most widely known for its low starting interest rate (when compared to the 30 & 15 year mortgage loans).

Jumbo Loan Programs
A jumbo mortgage is a mortgage loan which is larger than the limits set by Fannie Mae and Freddie Mac.

Bad Credit OK
Your credit report may be full of dings, compounded with a history of foreclosure and bankruptcy, but you may still qualify for a loan for home purchase, refinance, or even cash out of your current home.

Refinancing
Your home is one of your biggest investments and source of savings. Whether you're looking to refinance for paying off major expenses or accumulated debt, your home is one of your most valuable assets.

125% LTV
This popular loan program is a great way to reduce your monthly payments by allowing you to consolidate those high rate credit cards and installment loans.

100 to 102% LTV
We may be able to offer you an excellent loan program that provides 100% financing on your new home mortgage.

Interest Only
Would you like to significantly lower your mortgage payments by paying only the interest on your loan? This type of loan is great for debt consolidation up to 100% LTV.

Home Equity
A home equity line is a form of revolving credit in which your home serves as collateral.

No Doc - Limited
Our No-Doc/Limited Doc Loan programs offer self-employed business owners an easy way to qualify for a mortgage.

Stated Income
Another loan service we offer is our stated income program, which is great for self-employed borrowers.

Commercial Programs
We offer commercial loan programs to suit nearly every borrower and property type.

Construction Programs
Whether you're planning to build your dream home or just thinking about it, we can help. We can answer your questions, and guide you through the loan process.